Making sense of a car accident is rarely ever easy, but it can be made all the more difficult when the other driver lives in another country.
Here is what you need to know about:
Your Rights After An International Car Accident
Medical debt is a leading cause of personal bankruptcy in the United States.
Even if you have strong savings and good insurance, a serious accident is more than enough to upend most working families’ finances. Co-pays, deductibles, and out-of-pocket costs can quickly whittle away at bank accounts and retirement funds, depleting years’ worth of hard work in a matter of weeks.
You should not have to pay for an accident that was not your fault, but personal injury lawsuits do not resolve themselves overnight. Here are three ways you could obtain relief before your claim is settled:
Serious accidents can have serious repercussions.
Under ordinary circumstances, securing compensation often feels like an uphill battle. You could have the strongest case in the world, and that often is not enough to stop the insurance company from trying to shortchange you. But when the other driver does not even have coverage, trying to break even, let alone reclaim your former financial independence, could feel downright impossible.
However, you may have more options than you expect. Here is what you need to know about:
New York law is clear.
If you or a loved one has been seriously injured in a car accident that was not your fault, you have a legal right to take action against the person or party who caused your crash. However, where your no-fault policy will often pay benefits without asking too many questions, the courts are another matter. Judges and juries care about liability, because liability determines who, if anyone, should have to pay your damages. This could be you, another driver, or somebody else altogether.
A lying defendant can make an already-difficult process more frustrating.
Car accidents really can happen in the blink of an eye.
If you live in New York, no-fault insurance provides something of a financial cushion. However, a standard policy is rarely enough to cover all the costs of a life-altering accident. If you have sustained serious injuries in a crash that was not your fault, you could be entitled to file a personal injury lawsuit against the person or party who caused your collision.
Here is what you need to know about:
You cannot always avoid adjusters after a car accident, but that does not mean you should ever let your guard down while talking to the defendant’s insurance company.
Here is what you need to know about:
The Insurance Company’s Motivations
Insurance is financial protection for the unexpected.
An insurance coverage is supposed to guarantee peace of mind. Even though no amount of money can undo an accident, a strong policy can, at the very least, ensure that victims have a way to obtain relief without having to hire a lawyer and take them to court.
If an insurance company wants to stay competitive and turn a profit, it cannot pay more in claims than it takes in premiums. The less money an insurer spends resolving claims, the more profitable it is.
Nobody doubts that Tesla’s Autopilot is an advanced piece of technology.
Since it was first released in 2015, Autopilot has only continued to expand its capabilities. Using a complex network of cameras, sensors, and computer processors, Autopilot in its latest form can help drivers parallel park, navigate cross-country, and even cruise hands-free at highway speeds.
However, even Tesla has been forced to admit that Autopilot is not perfect.
Buffalo’s roads are not always safe.
According to a recent Allstate report, Buffalo’s accident rate hovers more than 33% above the national average. In fact, crashes are so common that the New York Department of Health has identified motor vehicle collisions as a leading cause of preventable hospitalizations among Erie County residents.
Accidents can happen anywhere in the city, but some streets are more dangerous than others.
Uber has completely changed the way that people travel.
It was not all that long ago that getting home from the airport or going out on the town with friends meant flipping through the phone book and calling a cab. Today, rideshare companies like Uber have a presence across New York state, with drivers plying the roads in just about every big city between Buffalo and the Five Boroughs.
Most Uber rides begin and end without incident, but accidents are not uncommon.
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