Buffalo Personal Injury Lawyer News5 Typical Tactics Of Insurance Companies
Suppose that you got into a car accident that was not your fault, and you sustained some unfortunate injuries. You are likely feeling highly stressed and overwhelmed. Filing an insurance claim is one of the most critical steps toward obtaining compensation for medical expenses, repair shop costs, missed work, and other damages.
You have probably heard horror stories about insurance adjusters. Some insurance companies are notorious for being difficult with their policyholders. Since New York is a no-fault state, regardless of who caused the collision, you must file a claim with your insurance company to recover compensation. Consequently, you should file an insurance claim as quickly as possible. Below are five tactics insurance companies may try to use against you:
- Acting Concerned: Adjusters may call you, pretend they are checking up on you, and offer sympathy. Please do not be deceived into thinking that they care. The truth is that the average insurance company cares more about saving money than helping you. Insurance agents often act like your friends so that you will let your guard down. Once they earn your trust, the adjuster may start questioning you to trick you into saying something they can use against you.
According to statistics released by the National Highway Traffic Safety Administration (NHTSA), in a recent year alone, approximately 2.74 million victims suffered severe crash-related injuries. Even minor collisions can have grave and lifelong consequences for victims. At the Dietrich Law Firm P.C., our veteran car accident attorneys understand the profound impact that crash-related injuries can have on victims and, ultimately, their loved ones. Being mindful of the most common car accident injuries can help you be prepared to take the proper steps after your crash. 
There is no denying that getting behind the wheel after even a few drinks can be fatal. However, accidents caused by drunk drivers continue to happen at an alarming rate all across the United States. Over 30 percent of all crash-related deaths throughout the country involve drunk drivers. In a recent year alone, 13,384 victims tragically lost their lives in these preventable collisions. That’s approximately one victim killed in a drunk-driving accident every 39 minutes. Fortunately, not every crash caused by a drunk driver results in death. Still, the injuries you sustain may be devastating and life-altering. 
Car accidents can result in devastating injuries, demolished vehicles, costlier car insurance premiums, intense emotional pain, and even wrongful death. The trauma of collisions often extends far beyond the incident itself. The financial consequences resulting from severe injuries and the accompanying medical bills, lost income, and damage to your car can create excessive hardship for you and your family. 
In New York State, driving while intoxicated is a serious crime, and DWI laws are strictly enforced. Alcohol can start impacting your motor skills and impair driving skills with a blood alcohol content as low as 0.01. Consequently, even if your BAC is below the legal limit, driving with even a small amount of alcohol in your system can still be extremely dangerous.
If you or a loved one were involved in a car accident, there is a one-in-three chance it was a rear-end collision. According to the National Highway Traffic Safety Administration (NHTSA), rear-enders account for over 32 percent of all car accidents. While many of these accidents occur at low speeds, rear-end collisions still cause severe injuries and deaths.
Road rage refers to a driver’s intense anger, typically sparked by another’s provoking behavior and manifested through aggressive or violent actions. In recent years, road rage incidents have hit record highs throughout the United States. According to the American Automobile Association (AAA), experiencing aggressive driving has become all too common, with approximately 80 percent of motorists reporting at least one incident within the past month.
While car crashes can happen just about any time, the risk of being involved in a collision significantly increases in bad weather. In fact, bad weather conditions are notorious for causing devastating car accidents throughout Western New York. Heavy rain, intense snowfall, poor visibility, and slick roads can all easily cause you to lose control of your vehicle. Driving in poor weather conditions is even more dangerous when drivers fail to take proper safety precautions to prevent unnecessary accidents. 
Every motorist must have automobile insurance to drive in New York State legally. You must fully understand your insurance policy because your coverage will determine what compensation you may receive in the unfortunate event of a collision. 
After suffering devastating injuries in any type of accident, you are likely feeling helpless and overwhelmed. If another’s carelessness or irresponsibility caused your injuries, you might be eligible to pursue a personal injury lawsuit. The Dietrich Legal Team’s veteran litigators realize that the litigation process may seem both complex and intimidating. Our lawyers believe that by helping you better understand the legal process, we can eliminate most of your stress and uncertainty.