Will I Be Compensated For My Medical Bills In An Injury Claim?
Injured accident victims often wonder if they will receive compensation for their hospital bills and other medical expenses. In personal injury lawsuits involving slips and falls, dog bites, or even food poisonings, tortfeasors are supposed to pay the victims. However, consulting with a highly experienced personal injury attorney is extremely important. Obtaining the right legal advice and proper guidance can make a huge difference in receiving enough compensation to cover your medical bills.
Who Is Responsible For Paying Car Accident-Related Medical Expenses?
Suppose that you, or someone close to you, have been injured in a Buffalo, New York car accident. Regardless of who was responsible, your auto insurance company will pay your medical bills. As such, both drivers and their passengers must file claims against the no-fault insurance coverage of the vehicle that they were in. Personal injury protection coverage is intended to pay accident victims for their hospital bills and other economic damages. The minimum no-fault insurance coverage will pay up to $50,000 for medical costs, lost earnings, and certain other expenses. In severe collisions involving catastrophic injuries or fatalities, victims may be eligible to pursue additional damages against the liable driver.
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An accident victim could file a claim against an employer if their employee caused their accident in certain situations. Since the employee caused the accident, you may be wondering how the victim can pursue a personal injury lawsuit against their employer. The answer lies in an old legal theory called respondeat superior. Respondeat superior originates from an ancient Latin saying, “let the master answer.” This principle held masters legally responsible for the actions of their servants. In the modern world, respondeat superior is still commonly applied in common law to hold employers liable for the actions of their employees.
Many accident victims seeking damages in personal injury lawsuits are surprised to learn that an insurance company, doctor’s office, physical therapy clinic, or another party has placed a medical lien against their monetary compensation. As a result, victims may receive significantly less money than they anticipated. Since liens can substantially affect your financial outcome, knowing what they are and exactly how they work is crucial.
Loss of consortium is a term used in personal injury law that refers to the deprivation of the benefits of a family relationship because of injuries suffered in an accident. Under New York law, injured victims may be eligible to obtain monetary compensation for the loss of consortium and companionship. These claims are intended to remedy marital damages that the victim and their spouse have suffered. Loss of consortium claims are generally made when the injuries suffered are long-lasting, devastating, or debilitating.
If you, or a family member, have suffered injuries in a Buffalo, New York car accident, you may be entitled to obtain monetary compensation. However, New York is a “no-fault” state which means that regardless of who was responsible for the crash, both drivers and passengers must file claims against the no-fault insurance of the vehicle that they were in. Under New York law, proof of no-fault insurance, also commonly referred to as personal injury protection (PIP) coverage, is required before registering a vehicle. Personal injury protection coverage promptly pays accident victims for their economic damages, such as hospital bills, lost income, and other essential expenses.
Gross negligence is a distinct type of negligence that surpasses the expected standard of indifference observed in most personal injury cases. The gross negligence standard primarily centers around the excessiveness of the defendant’s deviation from reasonable care. Under New York law, gross negligence involves “reckless indifference to the rights of others.” Case law indicates that the defendant’s behavior must include “failure to use even slight care or conduct that is so careless as to show complete disregard for the rights and safety of others.”
Plaintiffs’ lawyers sometimes draft demand letters as a preliminary tactic to try and resolve personal injury claims. These letters are intended to inform negligent parties and their insurance companies that the plaintiff is pursuing legal action to obtain monetary compensation for damages. The correspondence usually makes specific demands and outlines the case. Sometimes, well-crafted demand letters can lead to earlier settlements and even avoid the need for going to court altogether. A highly experienced personal injury attorney can write an effective letter, which will increase your chances of getting the best possible result.
Some people think that all personal injury cases have to go to trial. However, the truth is that only a small percentage of these lawsuits will ever be heard in court. Most personal injury claims are dealt with in other ways, such as settlements and alternative dispute resolutions. Arbitration, often viewed as a last resort before a case goes to trial, is a type of alternative dispute resolution (ADR). Both parties mutually agree to have a neutral decision-maker, called an arbitrator, provide a resolution. Like a judge, an arbitrator objectively listens to both sides of a case before reaching their decision.
A T-Bone car accident occurs when one vehicle collides with another at a ninety-degree angle, forming a “T” shape. Typically, T-bones involve two vehicles and are also known as side-impact crashes or broadside collisions. These types of accidents tend to cause severe injuries and even fatalities. According to the National Highway Traffic Administration’s (NHTSA’s) Traffic Safety Facts Annual Report, angle collisions accounted for 6,354 deaths, approximately 20 percent of traffic fatalities.
Shoulder injuries sustained in car accidents can be excruciating and traumatic. Even minor collisions can damage the tendons, nerves, soft tissues, bones, and joints of the shoulder. Given the anatomy of the human body, the rotator cuff region is particularly vulnerable to severe aching and pain following a crash. Please continue reading to learn more about shoulder injuries and your rights as a car accident victim.