Articles Tagged with No-Fault Insurance

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Making sense of a car accident is rarely ever easy, but it can be made all the more difficult when the other driver lives in another country.

Here is what you need to know about:

Your Rights After An International Car Accident

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Medical debt is a leading cause of personal bankruptcy in the United States.

Even if you have strong savings and good insurance, a serious accident is more than enough to upend most working families’ finances. Co-pays, deductibles, and out-of-pocket costs can quickly whittle away at bank accounts and retirement funds, depleting years’ worth of hard work in a matter of weeks.

You should not have to pay for an accident that was not your fault, but personal injury lawsuits do not resolve themselves overnight. Here are three ways you could obtain relief before your claim is settled:

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Car accidents really can happen in the blink of an eye.

If you live in New York, no-fault insurance provides something of a financial cushion. However, a standard policy is rarely enough to cover all the costs of a life-altering accident. If you have sustained serious injuries in a crash that was not your fault, you could be entitled to file a personal injury lawsuit against the person or party who caused your collision.

Here is what you need to know about:

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You cannot always avoid adjusters after a car accident, but that does not mean you should ever let your guard down while talking to the defendant’s insurance company.

Here is what you need to know about:

The Insurance Company’s Motivations

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Buffalo’s roads are not always safe.

According to a recent Allstate report, Buffalo’s accident rate hovers more than 33% above the national average. In fact, crashes are so common that the New York Department of Health has identified motor vehicle collisions as a leading cause of preventable hospitalizations among Erie County residents.

Accidents can happen anywhere in the city, but some streets are more dangerous than others.

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Uber has completely changed the way that people travel.

It was not all that long ago that getting home from the airport or going out on the town with friends meant flipping through the phone book and calling a cab. Today, rideshare companies like Uber have a presence across New York state, with drivers plying the roads in just about every big city between Buffalo and the Five Boroughs.

Most Uber rides begin and end without incident, but accidents are not uncommon.

shutterstock_2688146369-300x200New York is a no-fault insurance state.

If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a general rule, causation does not factor into no-fault claims. Even if you are found at fault, your carrier must still provide benefits up to a certain limit.

The limitations on no-fault insurance claims and recoveries can make it difficult to rebuild after a serious accident. However, lawmakers know that standard no-fault policies are not always enough. If your case meets certain standards, you could be entitled to file a personal injury lawsuit against the person or party who caused your accident.

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