5 Typical Tactics Of Insurance Companies
Suppose that you got into a car accident that was not your fault, and you sustained some unfortunate injuries. You are likely feeling highly stressed and overwhelmed. Filing an insurance claim is one of the most critical steps toward obtaining compensation for medical expenses, repair shop costs, missed work, and other damages.
You have probably heard horror stories about insurance adjusters. Some insurance companies are notorious for being difficult with their policyholders. Since New York is a no-fault state, regardless of who caused the collision, you must file a claim with your insurance company to recover compensation. Consequently, you should file an insurance claim as quickly as possible. Below are five tactics insurance companies may try to use against you:
- Acting Concerned: Adjusters may call you, pretend they are checking up on you, and offer sympathy. Please do not be deceived into thinking that they care. The truth is that the average insurance company cares more about saving money than helping you. Insurance agents often act like your friends so that you will let your guard down. Once they earn your trust, the adjuster may start questioning you to trick you into saying something they can use against you.
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According to statistics released by the National Highway Traffic Safety Administration (NHTSA), in a recent year alone, approximately 2.74 million victims suffered severe crash-related injuries. Even minor collisions can have grave and lifelong consequences for victims. At the Dietrich Law Firm P.C., our veteran car accident attorneys understand the profound impact that crash-related injuries can have on victims and, ultimately, their loved ones. Being mindful of the most common car accident injuries can help you be prepared to take the proper steps after your crash.
More than 4.7 million victims suffer dog bites throughout the United States each year. You may be surprised to learn that most of these bites involve domesticated rather than stray dogs. According to recent statistics, dog breeds like Pit Bulls, German Shepherds, Wolf-Dog Hybrids, and Rottweilers are most likely to bite. However, the breed is not the sole factor in determining whether a dog will bite you. Hyperactive canines that are not adequately socialized and do not get enough exercise have the highest risk of biting.
Walking is a great way to get around and get some exercise in the process. Pedestrians can help reduce their carbon footprint while enjoying some fresh air. No wonder walking has become increasingly popular in recent times. However, if you prefer walking, being aware of the risks of being involved in a pedestrian accident is crucial. According to the National Highway Traffic Safety Administration (NHTSA), in a recent year alone, there were roughly 6,300 pedestrians killed in traffic-related accidents. When on foot, you are approximately 1.5 times more susceptible to being fatally injured in an accident than car occupants.
If you or a loved one were involved in a car accident, there is a one-in-three chance it was a rear-end collision. According to the National Highway Traffic Safety Administration (NHTSA), rear-enders account for over 32 percent of all car accidents. While many of these accidents occur at low speeds, rear-end collisions still cause severe injuries and deaths.
Road rage refers to a driver’s intense anger, typically sparked by another’s provoking behavior and manifested through aggressive or violent actions. In recent years, road rage incidents have hit record highs throughout the United States. According to the American Automobile Association (AAA), experiencing aggressive driving has become all too common, with approximately 80 percent of motorists reporting at least one incident within the past month.
While car crashes can happen just about any time, the risk of being involved in a collision significantly increases in bad weather. In fact, bad weather conditions are notorious for causing devastating car accidents throughout Western New York. Heavy rain, intense snowfall, poor visibility, and slick roads can all easily cause you to lose control of your vehicle. Driving in poor weather conditions is even more dangerous when drivers fail to take proper safety precautions to prevent unnecessary accidents.
The streets of New York State have become a battleground for a disturbing trend: hit-and-run collisions. In a perfect world, every motorist would adhere to the law, stopping and exchanging information after a collision. But alas, some drivers seem to have a knack for playing hide-and-seek with responsibility. They strike another vehicle, a cyclist, or even an innocent pedestrian, only to vanish into thin air, leaving victims stunned and vulnerable. As hit-and-run accidents increase in Western New York, it’s time to arm yourself with knowledge and protection. The renowned legal experts at the Dietrich Law Firm P.C. are sounding the alarm and urging you to join the ranks of the prepared. In this guide, we will unveil the secrets to safeguarding yourself from these evasive culprits so that you can confidently and safely navigate the roads.
Discover the hidden epidemic sweeping our nation’s roads, threatening the lives of countless innocent individuals: drowsy driving. In a sleep-deprived society where the average American gets less than 7 hours of rest each night, the consequences can be dire. Astonishingly, despite the universal understanding that driving while drowsy is a recipe for disaster, a staggering 40% of drivers openly confess to embarking on their journeys in a fatigued state. Brace yourself for an even more alarming statistic: a shocking 20% of motorists, in the past year alone, have admitted to falling asleep behind the wheel.
Each year, tens of millions of accidents occur throughout the United States, such as rear-end collisions and falls down the stairs.