Buffalo Personal Injury Lawyer NewsThe Basics of No-Fault Insurance
New York is a no-fault insurance state.
If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a general rule, causation does not factor into no-fault claims. Even if you are found at fault, your carrier must still provide benefits up to a certain limit.
The limitations on no-fault insurance claims and recoveries can make it difficult to rebuild after a serious accident. However, lawmakers know that standard no-fault policies are not always enough. If your case meets certain standards, you could be entitled to file a personal injury lawsuit against the person or party who caused your accident.