{"id":972,"date":"2025-10-29T10:08:25","date_gmt":"2025-10-29T14:08:25","guid":{"rendered":"https:\/\/www.calljed.com\/blog\/?p=972"},"modified":"2025-10-29T10:16:56","modified_gmt":"2025-10-29T14:16:56","slug":"the-basics-of-no-fault-insurance","status":"publish","type":"post","link":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/","title":{"rendered":"The Basics of No-Fault Insurance"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-973\" src=\"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369-300x200.jpg\" alt=\"shutterstock_2688146369-300x200\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369-300x200.jpg 300w, https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369-768x512.jpg 768w, https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369-180x120.jpg 180w, https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>New York is a no-fault insurance state.<\/p>\n<p>If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a general rule, causation does not factor into no-fault claims. Even if you are found at fault, your carrier must still provide benefits up to a certain limit.<\/p>\n<p>The limitations on no-fault insurance claims and recoveries can make it difficult to rebuild after a serious accident. However, lawmakers know that standard no-fault policies are not always enough. If your case meets certain standards, you could be entitled to file a personal injury lawsuit against the person or party who caused your accident.<\/p>\n<div class=\"read_more_link\"><a href=\"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/\"  title=\"Continue Reading The Basics of No-Fault Insurance\" class=\"more-link\">Continue reading<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>New York is a no-fault insurance state. If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a general rule, causation does not factor into no-fault claims. Even if you are found at fault, your carrier must still provide benefits up to a certain limit. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[62],"class_list":["post-972","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-no-fault-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Basics of No-Fault Insurance &#8212; Buffalo Personal Injury Lawyer News &#8212; October 29, 2025<\/title>\n<meta name=\"description\" content=\"New York is a no-fault insurance state. If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a &#8212; October 29, 2025\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"The Basics of No-Fault Insurance &#8212; Buffalo Personal Injury Lawyer News &#8212; October 29, 2025\" \/>\n<meta name=\"twitter:description\" content=\"New York is a no-fault insurance state. If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a &#8212; October 29, 2025\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Dietrich Law Firm P.C.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Basics of No-Fault Insurance &#8212; Buffalo Personal Injury Lawyer News &#8212; October 29, 2025","description":"New York is a no-fault insurance state. If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a &#8212; October 29, 2025","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/","twitter_card":"summary_large_image","twitter_title":"The Basics of No-Fault Insurance &#8212; Buffalo Personal Injury Lawyer News &#8212; October 29, 2025","twitter_description":"New York is a no-fault insurance state. If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a &#8212; October 29, 2025","twitter_image":"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369.jpg","twitter_misc":{"Written by":"Dietrich Law Firm P.C.","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#article","isPartOf":{"@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/"},"author":{"name":"Dietrich Law Firm P.C.","@id":"https:\/\/www.calljed.com\/blog\/#\/schema\/person\/2ee8134afc102b1d1ae2b35358f668de"},"headline":"The Basics of No-Fault Insurance","datePublished":"2025-10-29T14:08:25+00:00","dateModified":"2025-10-29T14:16:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/"},"wordCount":650,"image":{"@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369-300x200.jpg","keywords":["No-Fault Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/","url":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/","name":"The Basics of No-Fault Insurance &#8212; Buffalo Personal Injury Lawyer News &#8212; October 29, 2025","isPartOf":{"@id":"https:\/\/www.calljed.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369-300x200.jpg","datePublished":"2025-10-29T14:08:25+00:00","dateModified":"2025-10-29T14:16:56+00:00","author":{"@id":"https:\/\/www.calljed.com\/blog\/#\/schema\/person\/2ee8134afc102b1d1ae2b35358f668de"},"description":"New York is a no-fault insurance state. If you are involved in an accident, you are entitled to file a claim with your own insurance provider. As a &#8212; October 29, 2025","breadcrumb":{"@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#primaryimage","url":"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369.jpg","contentUrl":"https:\/\/www.calljed.com\/blog\/wp-content\/uploads\/2025\/10\/shutterstock_2688146369.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/www.calljed.com\/blog\/the-basics-of-no-fault-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.calljed.com\/blog\/"},{"@type":"ListItem","position":2,"name":"The Basics of No-Fault Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.calljed.com\/blog\/#website","url":"https:\/\/www.calljed.com\/blog\/","name":"Buffalo Personal Injury Lawyer News","description":"Published by Buffalo, New York Personal Injury Attorneys \u2014 Dietrich Law Firm P.C.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.calljed.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.calljed.com\/blog\/#\/schema\/person\/2ee8134afc102b1d1ae2b35358f668de","name":"Dietrich Law Firm P.C.","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/156c75494907e6612cf0ecfa1f0139c645885b2b2c122df966b5127bf0dd6c53?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/156c75494907e6612cf0ecfa1f0139c645885b2b2c122df966b5127bf0dd6c53?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/156c75494907e6612cf0ecfa1f0139c645885b2b2c122df966b5127bf0dd6c53?s=96&d=mm&r=g","caption":"Dietrich Law Firm P.C."},"sameAs":["https:\/\/www.calljed.com\/our-firm.html"]}]}},"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/posts\/972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/comments?post=972"}],"version-history":[{"count":2,"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/posts\/972\/revisions"}],"predecessor-version":[{"id":975,"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/posts\/972\/revisions\/975"}],"wp:attachment":[{"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/media?parent=972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/categories?post=972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.calljed.com\/blog\/wp-json\/wp\/v2\/tags?post=972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}